If you have been in an Uber or Lyft accident and have been injured, contact an Uber and Lyft accident lawyer in McDonough, Georgia, today to help you determine what rights you have and any compensation you may be entitled to due to your injuries. Uber and Lyft services are revolutionary, convenient, cheap, and easy to use. While using these types of services has its advantages, there are also downsides to using Uber and Lyft that many people don’t take into consideration. This includes things like getting into an accident while using a ridesharing program or being injured by a driver working for Uber or Lyft. This is why Uber and Lyft accident lawyers are always stressing the importance of knowing your rights and the legalities involved in using a ridesharing service. If you have been in a ridesharing accident, consult with a Lyft or Uber accident lawyer who can advise you on how to seek compensation for your injuries.
Is it very important to call an Uber accident lawyer or Lyft accident attorney in the event that you get into an accident while using an Uber or a Lyft. There are many different technicalities involved with these types of accidents, and a Lyft or Uber accident lawyer can help determine who is at fault for the accident as well as who is liable and responsible for any of the associated damages to help you recover financially.
Uber and Lyft are known for having complex and complicated insurance policies and rules when someone using their app is involved in an accident, which is why the qualified Uber and Lyft accident lawyers at The Weinstein Firm are here to help victims navigate through the complexities of these types of cases.
Ridesharing companies like Uber and Lyft do have insurance policies that cover drivers and their passengers in the event of an accident, but these policies often have many complicated technicalities which require the help of an Uber wreck lawyer or Lyft accident attorney to understand. This is because the insurance providers of these ridesharing services often find loopholes or ways to deny claims based on when an accident happened, who was at fault, or whether or not the app was in use at the time.
These are among some of the reasons why someone who is involved in a ridesharing accident needs a qualified and experienced Uber accident lawyer or Lyft accident attorney to help them get the compensation they deserve when they have been in an accident involving a ridesharing service.
What Should I Do If I Am Involved in a Ridesharing Accident?
Experienced Uber or Lyft accident lawyers state that when you have been involved in a ridesharing accident, the first thing you must do is seek medical help. If you have been injured and do not consult with a doctor, you will likely not be able to file a lawsuit. The medical report is one of the key pieces of evidence your Uber accident lawyer or Lyft accident attorney will review when handling your case and trying to determine the compensation you are entitled to receive.
After seeking medical help, you must report the accident to the police. Georgia law states that a car accident must be reported if there is more than $500 worth of property or if there was an injury or death involved in the accident. The accident report, like the medical report, will be one of the strongest pieces of evidence in your case. Your Lyft or Uber wreck lawyer will require the report in order to move along with the case and provide you with the best defense and settlement possible. In addition to reporting the accident to the police, Uber and Lyft accident lawyers advise that you also report the accident to Uber or Lyft as well.
If you were a passenger in an Uber or Lyft accident, the accident should be reported to the ridesharing programs’ corporate office. You can do this by calling them or completing an accident form online. If you are having trouble contacting or reaching someone to report the accident, get in touch with a personal injury lawyer or Lyft accident attorney to help you through the process.
Once you have received medical support and reported the accident to both the police and the ridesharing service involved, you must immediately contact a Lyft accident attorney or Uber wreck lawyer who can handle your claim and give you the representation you deserve. Uber and Lyft are big companies that also have huge insurance providers. If you do not have the right car accident attorney to help guide you through this process, it is possible that these big, corporate companies can mistreat you, deny your claim completely or deny blame in the accident. This is why you should contact a Lyft accident attorney or Uber wreck lawyer immediately after your accident to ensure that you are getting a fair and legal fight for the injuries you have suffered.
Can I Receive Compensation for My Ridesharing Accident?
Georgia law states that victims injured in ridesharing actives have a right to recover damages. Like any regular Georgia car accident, victims are legally entitled to seek compensation for both economic and non-economic damages incurred in a car accident.
Unfortunately, when injured in an accident involving a ridesharing service like Uber or Lyft, getting this compensation can prove to be very difficult. This is why it is imperative that you speak to a qualified Lyft accident attorney or Uber accident lawyer when you have been involved in a ridesharing accident to determine the best route to take in getting you the compensation that you are legally entitled to receive.
You are entitled to the following compensation in the event that you are injured in a ridesharing accident:
- Medical bills including rehabilitative treatment, surgery, and prescriptions
- Long-term disability
- Pain and suffering
- Loss of wages and inability to earn
An Uber accident lawyer or Lyft accident attorney will work with you to fight against Uber and Lyft insurance companies.
Uber and Lyft do have insurance policies which are meant to cover drivers and passengers injured in car accidents, although these insurance policies are often fraught with technicalities which can be hard to understand without the help of an Uber accident lawyer.
If you are injured in an Uber or Lyft accident, the respective company’s insurance policy should cover your injuries and other incurred expenses — with some stipulations.
If you have been injured in a Lyft accident, Lyft’s insurance policy states that there are four types of coverage protecting drivers and passengers in the event that there is an accident:
- Contingent liability (this coverage is only effective while the app is in driver mode pending a ride request)
- Primary automobile liability
- Uninsured/underinsured motorist
- Contingent comprehensive and collision
Uber and Lyft both have a $1 million insurance policy that covers bodily injury as long as the driver of the vehicle has his or her own collision coverage for their vehicle even while they are not on an Uber or Lyft trip. If you have been injured in an Uber accident, Uber’s $1 million insurance policy covers passengers and drivers based on the driver’s activity at the time of the accident:
- Not available: when a driver is driving his or her vehicle for their own personal use and is not available for ride requests. Uber policy does not apply in this case, and the driver is covered by his or her own insurance policy
- Available but no passenger: when a driver is available and ready to pick up passengers but is waiting for a request and does not have a passenger in his or her car. The driver’s own insurance policy is then considered the primary insurance holder, although Uber does cover up to $50,000 per injury with a maximum of $100,000 as well as $25,000 in property damage if the driver’s personal coverage does not cover all the damages.
- Available and carrying a passenger: this is what the $1 million policy covers. When an Uber driver is giving a ride to a passenger, both the driver and passenger are covered under this insurance. A third party such as a cyclist or pedestrian is also covered by this policy.
In the event that an accident is caused by an uninsured driver, Uber’s $1 million policy covers the damages.
This is complex and sometimes overwhelming information to take in after you have been involved in a ridesharing accident, which is why you should consult with a qualified Uber accident lawyer to go over your options and how you are covered by insurance if you have been injured.
Ridesharing services are known for finding ways to deny coverage in the event of an accident. Your Uber wreck lawyer will tell you that this is because Lyft and Uber claim that their drivers are independent contractors. This means that the company may attempt to deny liability for accidents when they can. Although Lyft and Uber drivers technically have $1 million minimum coverage in their insurance policies, Lyft and Uber state that this policy is only active while a driver is actually carrying a passenger. This means that if you are involved in an Uber or Lyft accident while the driver was in between rides, you will likely be advised that the driver’s own insurance policy is responsible for the damages. If this happens, the driver’s personal insurance may, in turn, deny coverage for the claim because commercial vehicle driving is not covered in most personal insurance policies. This is why you should contact an Uber wreck lawyer to find out your options and how you should best handle your claim.
Consult with a Lyft accident attorney or Uber accident lawyer to help you negotiate and deal with insurance companies who are refusing to handle your claims.
Determining Who is At Fault for a Georgia Ridesharing Accident
In the event that you are injured in an Uber or Lyft accident, you should contact a Lyft accident attorney or Uber wreck lawyer immediately to help you understand the complexities and complications often involved with these types of accidents. Speak to a Lyft or Uber accident lawyer to understand what kind of insurance coverage you have after determining who is at fault for the accident.
It can be difficult to understand the different complexities involved with various insurance policies and whether or not you are in fact covered by Uber or Lyft insurance policies when you are involved in an accident. This is why you should consult with a Lyft or Uber accident lawyer immediately after being injured in an accident to find out what your options are and whether or not you are covered by insurance.
It should also be noted that most insurance policies state that if an Uber or Lyft driver is not logged into their app when an accident occurs, whether they are driving a passenger or not, they cannot be covered and must use his or her own insurance coverage. If this happens, the person’s personal insurance policy will likely deny the claim, putting your claim in jeopardy. This is why you must consult with a Lyft or Uber wreck lawyer to help you handle the various complexities which can come up with these types of claims.
Contact an Uber Accident Lawyer in McDonough, GA Today
In the event that you have been injured in an Uber or Lyft accident, you should immediately contact the Uber and Lyft accident lawyers at The Weinstein Firm to go over your case and determine the best way to handle your claim. Although Uber and Lyft do offer insurance coverage for drivers and passengers, they often deny insurance claims by placing the fault on someone else or finding certain loopholes that void claims. If this happens, a Lyft and Uber accident lawyer in McDonough, Georgia can help you get the compensation you deserve, even if the ridesharing driver’s personal insurance does not cover the damages.
It is extremely important to consult with a qualified Lyft and Uber car wreck lawyer who can negotiate and speak to insurance companies to get you the compensation you deserve. Call the Uber and Lyft accident lawyers at The Weinstein Firm today to get you on the right path to financial recovery after your ridesharing accident.