If you’ve been involved in a car accident with an Amazon Flex driver, it’s crucial to know what steps to take, so you can build a strong case and get the compensation you deserve.
Understanding Amazon Flex
Amazon Flex is a delivery service where independent contractors, known as “Flex Drivers,” use their personal vehicles to deliver packages. Since these drivers are not technically Amazon employees, dealing with accidents can be a bit more complicated.
The Insurance Claim
Amazon Flex drivers are not exempt from the rules of the road. Even though these car drivers are not technically Amazon employees, they are still required to have insurance coverage.
In the case where you are involved in an accident with an Amazon Flex employee, start by contacting Amazon, directly or by mail. Another way would be to contact the insurance company listed in the incident report. Insurance companies handle these types of matters on a daily basis, and this will be the most convenient way to settle your claim.
Amazon Flex Coverage
Amazon Flex drivers are provided with liability insurance coverage by Amazon for car accidents to the amount of $1,000,000.00. This is broken down into three types of coverage:
- $1,000,000 for damage to property and bodily harm to 3rd party victims.
- $50,000 for damage to the driver’s personal vehicle in cases where the driver does have a personal comprehensive policy.
- $1,000,000 for the driver if they are hit by an uninsured or underinsured driver.
The liability coverage provided by Amazon will automatically end once the driver is not delivering a package. The driver will then revert to their personal auto liability insurance policy.
As the liability coverage by Amazon will only apply when the driver is actively delivering a package, it may be difficult to prove that this was indeed the case.
If the insurance company denies responsibility based on the fact that the driver was not actively on duty, you need to contact your car accident attorney immediately. We will have the resources and means to investigate whether the driver was on duty at the time of the accident.
Steps To Follow Immediately After the Accident
Depending on the severity of the traffic incident, the accident needs to be reported to the relevant authorities.
Seek Medical Attention
Seeking medical attention immediately following the accident will ensure that your health, as well as the health of everyone else involved, will be taken care of. This will also ensure that all your injuries are properly documented by a medical professional.
Having a proper record of all injuries is especially important when you are seeking to file a claim later on. Your medical reports will be used as evidence to prove that the injuries sustained were a result of the Amazon Flex driver’s negligence.
Document Everything & Preserve Evidence
Document the accident by first contacting the relevant authorities, such as the police. In Georgia, a driver has a duty to report a car accident as soon as possible. The accident report will also be used by your car accident attorney as evidence.
Take high-quality photos or preserve video footage of the accident. Having evidence of the injuries received, damage done to the vehicles, and possible causes such as road conditions, broken streetlights, or even low visibility will ensure that the insurance companies come up with a fair settlement.
Gather As Much Information As Possible
Following the accident, gather as much information as possible. This includes obtaining the Amazon Flex driver’s contact details, employee number, or other personal information. Be sure to obtain contact information of any witnesses at the accident scene as their testimony could be used by your attorney during any subsequent legal proceedings.
Contact Our Legal Team
Being involved in an accident with an Amazon Flex driver can be overwhelming. The Weinstein Firm will protect your rights and fight for a favorable outcome. Call us today at 770-HELP-NOW for a FREE initial case review.