A rollover accident is an accident where a vehicle flips over onto its side or roof. These are among the most severe and potentially deadly types of car accidents. Understanding the causes of rollover accidents, who may be liable, and the insurance claim and lawsuit process in Georgia is crucial for victims and their families.
Causes of Rollover Accidents
- High-Speed Collisions: Rollover accidents frequently occur during high-speed collisions, especially when vehicles lose control while navigating curves or sharp turns.
- Hazards: Hazards such as uneven road surfaces, potholes, debris, or soft soil can cause vehicles to roll over.
- SUVs and Trucks: Vehicles with a higher center of gravity, such as SUVs, trucks, and vans, are more prone to rollover accidents, especially during sudden maneuvers or overcorrection.
- Driver Error: Factors such as distracted driving, drowsy driving, impaired driving (due to alcohol or drugs), and reckless driving can contribute to rollover accidents.
- Vehicle Defects: Mechanical failures, defective tires, faulty brakes, or other vehicle defects can increase the risk of rollover accidents.
Liability for Rollover Accidents
Liability in rollover accidents depends on various factors, including the cause of the accident and the parties involved.
In cases where another driver’s negligence or recklessness caused the rollover accident, the at-fault driver and their insurance company may be held liable for the resulting damages.
If the rollover accident was caused by a defect in the vehicle or its components, such as faulty brakes or tire blowouts, the manufacturer or designer of the defective part may be liable for the accident under product liability laws.
Additionally, if poor road conditions or inadequate maintenance contributed to the rollover accident, government entities responsible for road maintenance may be held liable for negligence.
Insurance Claim Process
After a rollover accident, drivers should notify their insurance company as soon as possible and report the accident. Since Georgia is an at-fault state, the victim will seek compensation from the driver’s insurance company.
It’s important to provide the insurance company with all relevant information and documentation, including medical records, repair estimates, and photographs of the accident scene and vehicle damage.
The insurance company will investigate the accident, which may involve reviewing police reports, obtaining witness statements, and assessing the extent of damages to the vehicles and injuries to the parties involved.
Lawsuit Process
If the insurance settlement offered by the at-fault party’s insurance company is insufficient to cover the victim’s damages, or if liability is disputed, victims may consider pursuing legal action by filing a lawsuit.
In Georgia, victims typically have two years from the date of the accident to file a personal injury lawsuit, according to the state’s statute of limitations.
A personal injury attorney experienced in handling rollover accident cases can help victims navigate the legal process, gather evidence, assess liability, and pursue fair compensation for their injuries, medical expenses, lost wages, pain, and suffering.
