Any insurance company will tell you that Atlanta car accidents are costly. After a crash, you have to deal with vehicle repair and medical bills. Fortunately, Georgia is an at-fault car accident state. Therefore, the party responsible for the crash will pay these bills. However, you’ll most likely have to deal with the driver’s insurance company.
This is because many car accident claims settle out of court with the insurers. Unfortunately, you may not know the fault driver’s insurance company. However, you needn’t worry if you hire an Atlanta car accident attorney. Any experienced lawyer should have the skills with which they can discover a person’s insurer.
What Information Do I Need From a Fault Driver in Atlanta?
Under Georgia’s law, drivers involved in an accident must stop at the crash site. This responsibility kicks in if the accident caused injury, death, or vehicular damage. Furthermore, when they stop, the drivers must exchange their:
- Name
- Address
- Driver’s license
- Contact information
- Vehicle registration number
If you want to claim against the fault party, you’ll need this contact information to reach their insurer.
How Do I Get a Fault Driver’s Insurance Information?
When asking for insurance details, you need the insurance company’s name and the driver’s policy number. There are many ways to get a driver’s insurance company’s details. The tips below can help you.
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Ask the Other Driver
Asking the other driver about their insurer is the shortest route to getting their insurance data. Exchanging this data is helpful for both parties. This is because, at that point, liability may still be unclear. However, how you approach the driver may determine whether or not you get this information. Therefore, it’ll be best to request their data calmly.
Furthermore, it’ll help if you didn’t immediately blame the other driver. Such blame-trading can scare them into withholding their insurance agent’s identity. Finally, you can volunteer your data first. Such gestures can motivate them to hand over their insurer’s name too.
There are instances where you can’t get insurance information from the fault driver. For example, in a hit-and-run accident. Furthermore, where the driver borrowed the vehicle, they may not have the insurance details. Therefore, the next points are crucial.
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The Police
In Georgia, the law requires you to file a car accident report for crashes that cause injury, death, or damage exceeding $500. When the police show up, they have to investigate the cause of the accident. Usually, the investigating officer will document their findings in a report.
So, you can get the official police report. The police investigation and report will most likely disclose the other driver’s name, contact, and insurance information. These should be sufficient to locate the fault driver’s insurance company.
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The Local Department of Motor Vehicles (DMV)
Your local DMV can get you an absent driver’s insurance information. However, the Atlanta DMV will require some information from you. For instance, they can search with the driver’s contact information or license plate number. It’s noteworthy that the DMV can deny your request if you provide false data or reports.
Furthermore, the DMV may not just give the insurance data to you. Often, they need proof that you have a legitimate reason for demanding the information. So, it would help to go along with the police report of the crash. Furthermore, you can present any other evidence establishing the car accident to strengthen your request.
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Talk to Your Insurance Company
Finally, your insurance company can help you track down the fault driver’s insurer. Indeed, it shouldn’t be too challenging for insurers to locate each other. Moreover, your insurance company has some incentive to find the other driver’s insurer.
This is because, depending on your policy, you may be able to file a claim with your insurer. But, conversely, even if you claim against your insurer, they can proceed against the other party’s insurance company. Therefore, since they’ll rather not spend their money, they’ll prefer to find the absent driver’s insurance company.
Let Atlanta’s Best Car Accident Attorneys Locate the Other Driver’s Insurance Company
Have you been in a car accident and don’t have any insurance information on the fault driver? If so, you can still recover compensation from the responsible driver if you find their insurance company. Therefore, it’ll be best to hire the best Atlanta car accident lawyers.
At The Weinstein Firm, our attorneys have sufficient experience finding and dealing with insurers. So, if you hire our services, we can utilize this experience to track down and file a claim with the other driver’s insurance company. Therefore, it’d be best to call our Atlanta law office for a free consultation on your case.
