If you’ve been in a car accident, you know how the aftermath goes. You know what it’s like to wait to hear back from your car insurance company. After the accident, you got medical treatment. The next day you submitted a claim to your insurance company. You answered all of their questions. You gave them all of the accident information. Now you get a letter in the mail saying your car insurance claim has been denied. How did this happen? And what are you supposed to do next?
If your car insurance claim is denied, you need to call a car accident attorney in Atlanta, GA. They will let you know what steps you need to take to appeal your denied claim.
Why Do Insurance Companies Deny Claims?
If your insurance company denies your car insurance claim, it can be frustrating. However, don’t get upset. Don’t get angry. It is not unusual for an insurance company to deny a claim that they rightfully should pay. Sometimes they do this because they don’t believe you have an injury. Legally, an insurance company can deny any claim they want to for any reason.
If you have a good car accident attorney, they will do what it takes to make the insurance company pay. You have rights and your attorney knows the law. They will work hard to protect your rights.
Call an Atlanta Car Accident Lawyer to Protect Your Rights
One of the first things your Atlanta car accident lawyer will do is determine what your case is worth. It is based on more than just how much your medical bills were. It is worth more than just lost wages. Your attorney needs to see your policy to get an idea of what the coverage is.
You need to find out how much the other driver’s policy has to pay out. How much coverage do they have? Your Atlanta accident attorney can get this information and use it to your advantage. You have to understand up front that the insurance company will do everything they can to deny your claim. They have people to answer to. They are not going to offer money on a claim until they are pushed to do so. Your car accident lawyer is the person to do this.
How Can an Atlanta Car Accident Attorney Help You?
A good Atlanta car accident attorney knows how insurance works in Georgia. According to Atlanta, GA law, you need to carry a certain minimum in auto insurance. These amounts are:
- $25,000 for the injury or death of one person. This can be for yourself, a passenger, or another person.
- $50,000 for the death or injury of more than one person in a single accident
- $25,000 for property damage
Your attorney can presume that these are the minimum amounts the other party to your case has. Once he sees the actual policy, he will have a better idea of how much coverage they actually carry.
Once you retain your attorney, he can contact the insurance company to start the appeal on your car insurance claim. Hopefully, once the insurance company learns that you have hired an attorney, they will take your claim seriously. Perhaps the insurance company is simply missing information. Maybe they need additional documentation to show that you have an injury. Regardless of the reason, your attorney will get to the bottom of why your claim was denied.
If the insurance company still refuses to pay your claim, your attorney will suggest filing a suit on your behalf. You have rights. You are entitled to compensation under the law.
Contact the Weinstein Firm to Handle your Car Accident Claim
Once your attorney has established why your car insurance claim was denied, they will go about challenging the denial. If all documentation has been submitted and the insurance company still denies your claim, your attorney will file a suit.
The suit will be filed against the insurance company and the insured. The other driver’s attorney will likely call the insurance company to find out why the claim has not been paid. They are not going to take any risk that their client will have to face a lawsuit.
Once the insured finds out he could be held liable, he will have his attorney put pressure on the insurer. Once this happens, you’ll be surprised how quickly the insurance company changes its tune.
Contact the group of experienced car accident attorneys at The Weinstein Firm in Atlanta, GA today for your free consultation. They can review your case and answer any questions you may have. It is important that you protect your rights from day one.
