What Happens If Your Uber Is In An Accident?

Uber drivers are taking over the roads with the app expanding into more locations. Since Uber started in 2009, over 75 million people have used them. While Uber is convenient and cost-effective, it can also be dangerous. Getting into an accident can have a serious impact on your life, whether it is an Uber or not. The Weinstein Firm can help you determine the best course of action following an uber car accident.

If your Uber is in an accident, what you have to do will depend on the circumstances of the accident. If someone t-boned the Uber vehicle, your legal options are going to be different to when your Uber driver is at fault for the accident. The actions you take also depends on whether the Uber driver was contracted as your driver or someone else’s driver and whether they were on the clock. There are a lot of questions that you need to know the answers to so you are prepared for any accidents that could occur. Our car accident lawyers can help answer any questions you may have regarding an Uber car accident.

What Should You Do After The Accident?

After an accident, you should ensure that everyone in the vehicle is okay. If anyone needs medical attention, you will need to get this immediately. You need to call 911 if you are unsure because it is generally better to be safe than sorry. In many ways, an Uber crash is the same as any other car accident and you need to take similar steps. Of course, there are some specific steps you should take after an Uber accident.

1. Call The Police

After an Uber accident, it is important that the police are called to the scene. You need to ensure that you stay on the scene with the Uber driver so you can talk to the police as well. You may want to get a lift and continue with the rest of your day, but you need to avoid this.

The police will want to talk to everyone about the accident to get a better idea of what happened and the cause of the accident. Their reports will also have information about who they believe is at fault for the accident.

2. Get Everyone’s Contact Information

You need to get the information of everyone who was involved in the accident. This includes the Uber driver, the other driver and any passengers in both vehicles. This is important because it can be hard to tell who is at fault right away in many cases and getting everyone’s information will make further steps easier.

3. Report The Accident

The next step will be to report the accident to a few companies. The first is your insurance company, the second is Uber and the last will be the other driver’s insurance company. It is recommended that you make all of these reports as soon as possible.

There are a lot of insurance companies that have time frames for making a claim after an accident. If you do not act within this timeframe you could be waiving your right to compensation for any damages and losses.

4. Talk To An Accident Lawyer

From a legal perspective, Uber accidents are very complicated. This is why you should talk to an attorney who specializes in these cases after you have been in an accident. Your lawyer will be able to tell you what the best course of action will be and how to get the most out of your claim.

Is There Insurance Coverage When An Uber Is In An Accident?

If you are not driving the vehicle, your insurance will not cover the accident. This can make it harder to determine how insurance will work. Uber does have its own coverage which applies when you are in a vehicle driven by an Uber driver. This policy has a coverage limit of $1 million in liability and another $1 million uninsured or underinsured motorist coverage.

Generally, the liability coverage will only cover damage claimed by the other driver involved in the accident. However, with partial fault potentially resting on the Uber driver, the coverage will apply to you as well. This means you will need to share the $1 million in liability coverage with the other driver and passengers.

This is when the Uber claim can become very complicated. This is why Uber’s insurance company will contact you and try to get you to settle your claim as soon as possible. Settling fast is not always the best solution and you need to talk to a lawyer before you make any decisions. You also need to consult a lawyer before you sign or agree to anything.

An experienced car accident lawyer will be able to help you determine your rights in this case and get the settlement that you should. You will have to research the law firm first and ensure they can offer you the support that you need.

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