Uninsured Motorist Accident Lawyer in Johns Creek, Georgia
If you’ve been hit by a driver who doesn’t have insurance, the aftermath can be overwhelming. You may be dealing with injuries, mounting medical bills, lost wages, and a lot of unanswered questions. You need a Johns Creek uninsured motorist accident lawyer who knows how to navigate these complex cases.
At The Weinstein Firm, we help auto accident victims pursue compensation, even when the at-fault driver has no insurance coverage. Our trusted Johns Creek car accident lawyers are here to guide you every step of the way. Don’t let an uninsured driver leave you paying for injuries that weren’t your fault.
Contact us today for a free consultation!
Car Insurance Requirements in Georgia
Georgia law requires all drivers to carry a minimum amount of auto insurance coverage. The required minimum car insurance limits in Georgia are:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $25,000 for property damage
These amounts are meant to cover basic damages, but they are often not enough when injuries are severe. In many cases, drivers either don’t carry enough insurance or have none at all.
It’s essential to understand your policy and whether you have uninsured motorist (UM) coverage, which can make a major difference in how your accident claim is handled.
What to Do After a Car Accident With an Uninsured Driver
Dealing with an uninsured driver adds a layer of difficulty to any car accident. Here’s what you should do immediately after the crash to protect your rights.
Call the Police and Report the Crash
The first step after any accident, especially one involving an uninsured driver, is to contact the police. A police report provides official documentation of the car wreck, which will be critical when filing a claim. Make sure you get the name and badge number of the responding officer.
Exchange Information With the Driver
Even if the other driver has no insurance, you still need to exchange information. Get their name, address, phone number, driver’s license number, and vehicle registration details. If they admit to being uninsured, make a note of that. Do not get into an argument or confrontation. Just gather the facts calmly.
Take Photos and Talk to Witnesses
Take clear photos of the accident scene, vehicle damage, your injuries, and anything else that could support your claim. If there are skid marks, road hazards, or damaged property, document those as well. Also, talk to any witnesses who saw what happened and get their contact information. Their testimony could be valuable later on.
Seek Medical Attention
Always get checked out by a doctor, even if you don’t think you’re seriously hurt. Some injuries, like whiplash or internal bleeding, may not show up right away. A medical record helps prove that your injuries were caused by the accident, which is crucial when seeking compensation.
Call a Car Accident Lawyer
Contact a trusted car accident lawyer as soon as possible. At The Weinstein Firm, we can help you gather evidence, file the right paperwork, and deal with insurance companies. An experienced uninsured motorist accident attorney in Johns Creek will protect your rights from the start.
Do Not Give a Recorded Statement to Insurance Companies Without Legal Advice
Insurance adjusters may call you soon after the crash and ask for a recorded statement. Politely decline and tell them you must speak with your personal injury lawyer first. These statements can be used against you, and it’s easy to say something that may later be taken out of context. Let your Johns Creek uninsured motorist accident attorney handle all communication with insurers.
Why Hire a Johns Creek Uninsured Motorist Accident Lawyer?
Accidents involving uninsured drivers can become complex very quickly. An uninsured motorist accident lawyer can help you in many crucial ways, from gathering evidence to dealing with stubborn insurance companies.
Gathering Evidence
Proving fault and documenting your damages are essential parts of your case. Your Johns Creek uninsured motorist accident attorney will investigate the accident thoroughly, obtain police reports, speak to witnesses, and review any available surveillance footage. This helps build a strong claim to support your demand for compensation.
Dealing With Insurance Companies
Insurance companies are not on your side. Even if you file an uninsured motorist claim with your insurance company, the insurer’s goal is to pay as little as possible. A skilled uninsured driver accident lawyer can communicate with them on your behalf, push back against lowball offers, and ensure that your claim is handled fairly.
Maximizing Your Compensation
You may be entitled to more compensation than you think, including medical expenses, lost income, pain and suffering, and emotional distress. An experienced Johns Creek uninsured motorist accident lawyer knows how to calculate the full value of your damages and fight for the highest possible recovery.
How to Recover Compensation if the Other Driver Has No Insurance
When the at-fault driver is uninsured, you still have options for financial recovery. A Johns Creek uninsured motorist accident lawyer can guide you through every step.
File a Lawsuit Against the Uninsured Driver
One option is to file a personal injury lawsuit against the uninsured driver. However, keep in mind that many uninsured drivers lack the assets to pay for your damages, even if you win your case. Your attorney can help determine whether this route is worth pursuing.
File an Uninsured Motorist Claim With Your Insurance Company
This is often the most reliable option. If you have uninsured motorist coverage, you can file a claim with your car insurance company to cover your losses. This includes medical bills, vehicle repairs, lost wages, and more. The process can still be challenging to handle. Your uninsured motorist accident attorney will take the burden off your shoulders.
How Uninsured Motorist Coverage Works in Georgia
Uninsured motorist (UM) coverage offers financial protection if the at-fault driver has no insurance or not enough to pay for a car accident. It also helps if you’re in a hit-and-run accident.
If you have uninsured motorist coverage, you can file a claim with your insurance company to recover compensation for medical bills, lost wages, pain and suffering, and property damage.
Approximately 18% of drivers in Georgia are uninsured, making UM/UIM coverage especially important.
Is Uninsured Motorist Insurance Required in Georgia?
While Georgia law does not require drivers to purchase UM coverage, insurance companies must offer it to all policyholders when they buy or renew an auto insurance policy. If you choose to reject uninsured motorist coverage, you must do so in writing.
UM Claim Process
When you file a UM claim, your insurance company may dispute your losses just as the other driver’s insurer would. Because the process can be complex and insurance companies seek to minimize payouts, it is wise to consult an experienced uninsured motorist accident lawyer to protect your interests and help you pursue the compensation you deserve
Uninsured Driver Accident Lawyer FAQs
What Compensation Can You Recover in a Car Accident Claim?
If you’ve been involved in a car accident, you may be entitled to recover several types of compensation depending on your injuries and losses. These can include:
- Medical expenses, including hospital bills, rehabilitation, and ongoing care
- Lost wages if your injuries prevented you from working
- Loss of future income if you’re unable to work or earn less money
- Car repair costs or reimbursement for a totaled vehicle
- Pain and suffering damages for physical pain and emotional trauma
- Loss of enjoyment of life if your injuries impact your ability to enjoy activities
A skilled attorney can help you calculate the full value of your claim and fight for the maximum compensation you’re legally entitled to.
What’s the Difference Between Uninsured and Underinsured Motorist Coverage?
Uninsured (UM) and underinsured motorist (UIM) coverage protect you when the driver who caused your accident doesn’t have enough insurance.
Uninsured motorist (UM) coverage applies when the at-fault driver has no insurance. This includes hit-and-run drivers who flee the scene and can’t be identified.
Underinsured motorist (UIM) coverage kicks in when the at-fault driver has insurance, but their policy limits are too low to fully cover your damages. Your UIM policy can cover the remaining costs up to your coverage limits.
How Much Does an Uninsured Motorist Accident Lawyer Cost?
Hiring a Johns Creek uninsured motorist accident attorney at the Weinstein Firm won’t cost you anything upfront. Our personal injury lawyers work on a contingency fee basis.
This means:
- You pay nothing unless your lawyer wins your case.
- The attorney’s fee is a percentage of your settlement or court award.
How Long Do You Have to File a Lawsuit After a Car Crash in Georgia?
In Georgia, you generally have two years from the date of your car accident to file a personal injury lawsuit. This time limit is known as the statute of limitations. If you wait longer than two years, you will likely lose your right to take legal action and recover compensation for your injuries.
There are some exceptions to these deadlines. It’s important to speak with an attorney as soon as possible.
Contact a Johns Creek Uninsured Motorist Accident Attorney Today
If you were injured in a crash with an uninsured driver in Johns Creek, you don’t have to go through it alone. At The Weinstein Firm, our team is committed to helping you recover physically, emotionally, and financially. We understand the tactics insurance companies use to avoid paying claims, and we know how to fight back. From the moment you call us, we will take the pressure off your shoulders and start building your case.
Contact a Johns Creek uninsured motorist accident lawyer at The Weinstein Firm today for a free consultation. There are no upfront fees, and you don’t pay unless we win your case. Let us fight for the compensation you deserve so you can focus on healing and moving forward.
