There are all too many things that can go wrong when it comes to auto crash resolution, and most of the time, people aren’t even aware of the problems. They think that everything is going along as normal, but in the background, there’s something very different happening. These common misconceptions give insurance companies a substantial amount of power. You can take that back when you break down these misconceptions!
Get started by reading through our shortlist here and then contacting your local Atlanta car crash attorney. With the right legal support, you can call out your insurance provider and any other involved insurance agency before they put their shady tactics to work.
The Person Who Gets the Ticket is At Fault
If someone receives a ticket or a citation at the crash scene, most people believe that the person is the at-fault driver. However, it’s possible and frequent that both drivers receive tickets. Who is at fault then? Honestly, tickets at the scene have very little to do with fault. It’s more likely that the police officer is simply issuing citations for everything that they can confirm.
If one person was speeding, that’s a ticket, if you weren’t wearing a seatbelt, that’s another ticket. This can go on for some time, but at the end of the day, you’re looking for the big violations. Things such as following too closely or running through a red light. Those violations can certainly lead to a ticket, but usually, they require more investigation, and those tickets won’t be issues at the crash scene.
Your Insurance Adjuster is Unbiased
Your insurance adjuster is definitely only working that position for the good pay. They will work with rental car companies, repair shops, and insurance companies, and everyone benefits if the insurance adjuster is “good,” meaning that they save or make everyone money. That can’t be done without some bias. If your paycheck is dependent on saving another company money, you’ll prioritize that over a fair assessment.
It’s Okay to Skip the Physical Assessment
We live in this “I’m fine, don’t worry about me,” world where it seems like if you need a physical assessment, then you’re inconveniencing someone. That is perfectly fine. You’re “inconveniencing” a person who has chosen to work as a doctor, nurse, or EMT. So you’re not doing anything but showing up for their services.
A physical assessment, when requested by the insurance company, is another matter. These are not optional, and you might want to discuss what will happen at these appointments with your attorney.
In both situations, the physical assessment should ultimately help you to prove your injuries from the crash. Never miss out on getting your health evaluated. After an accident, you may feel fine but have underlying injuries that aren’t as obvious as a scratch or scrape. Bone bruising, brain trauma, and more are all known as invisible injuries because they are so hard to detect.
Your Settlement Will Cover Everything
The biggest misconception is that your insurance company will give out a settlement that easily pays your medical bills, lost wages, and all that property damage. But, even when you consider the deductibles that you’re paying, there’s no way you’re getting a full settlement on your first offer. Insurance companies work to keep money in their pockets, not yours. You’ll have to issue a demand and then negotiate for a fair settlement.
You Don’t Have Any Options to Fight Insurance Companies
The state of Georgia has an Insurance Commissioner and office for reporting insurance companies that aren’t using ethical practices. They handle issues such as handling the drastic jumps in increasing rates for auto insurance. Georgia has regularly ranked as either first or second for the most rate increases for auto insurance on a national scale.
You Have to Accept That First Settlement Check – Call Your Atlanta Auto Accident Attorney
In Atlanta, you have a lot of options to cover your damages after an accident. These common misconceptions, however, are proof that people feel as though their insurance company is their only option for resolution. What you need is a combination of your insurance company, a skilled auto accident attorney, and a good fighting spirit. You can take your issues with the insurer to the State’s Insurance Commissioner and involve your attorney for fair compensation.
Call the Weinstein Firm to get through these misconceptions and challenges in the crash resolution process and many other issues too. It’s not as easy to close out a claim as you might need genuinely fair compensation. Get in touch with our law offices now.