Can the Victim of a Crash Get Compensation Without Insurance?

car accident

The State of Georgia requires that all drivers have an active insurance policy that meets specific basic requirements in terms of dollar value. But not everyone has insurance. A large portion of Georgia’s population is uninsured. These people often drive knowing that they assume the risk if they caused an accident and that it may be a financial disaster if that happens.

However, most of Georgia’s uninsured aren’t aware of whether they can receive compensation if someone crashes into them. Can a Georgia car accident victims pursue compensation for their damages if they didn’t have an active insurance policy? Contact our Georgia car accident attorneys for more information.

A Crash Without Insurance

You hear most people expressed concern that they’re going to get hit by an uninsured motorist. There are additional policy options and solutions for drivers who are hit by an uninsured motorist. What deserves equal attention are the situations where the victim was uninsured. An uninsured victim may feel that they can’t file a claim without exposing that they don’t have insurance.

An uninsured motorist may fear exposure because they may receive a ticket, lose their license, or have the registration on their vehicle suspended. But these penalties and fees are nothing compared to the medical damage and property loss a victim can experience in a car accident.

Fines and Penalties of Driving Without Insurance in Atlanta

While there are plenty of penalties for driving without auto insurance in Atlanta, but that’s part of the problem. Sure, there should always be penalties for breaking the law, and it’s a law that drivers must carry insurance. But, 34% of Georgia’s 1.38 million uninsured drivers are at or below the poverty level. That percentage goes up to 59% if you account for those just above the poverty level. It’s clear that people don’t carry insurance because it’s not affordable. Still, the fines are cheaper than insurance, making it reasonable that people would risk the penalties to avoid the monthly payments.

It’s possible that you could lose your driving privileges or that the motor vehicle Department would suspend your vehicle registration. It’s more likely that you’ll see a fine of about $185. Perhaps the most severe penalty for driving without insurance in Georgia is the possibility of a year in jail. Spending a year in jail is highly unlikely unless you have multiple offenses, and it seems that the fines aren’t doing anything to spur you into getting insurance.

Can You Still File a Claim?

Yes, you absolutely can still file a claim even if you don’t have insurance. Now, it would be impossible for you to file a complaint with your insurance in the hope of getting compensation if you were at fault for the accident. But as you’re the victim, then you would file a claim against the at-fault driver’s insurance.

You can do this by contacting their insurance provider directly with the driver’s name and policy number. Or, you can go to a local Atlanta automobile accident attorney and file a claim that way.

However, you file a claim you will need to submit evidence, and you may need to submit a statement. Do not submit a formal statement to the other driver’s insurance provider without speaking to a legal professional first. Keep in mind that the insurance provider has no reason to serve you. If anything, they’ll work only to protect their driver.

Finding Out About Your Legal Options as the Victim with an Atlanta Car Accident Lawyer

Finding out about your legal options may seem like an expensive step, but often car accident attorneys are affordable and make accommodations to help victims. What happens is that car accident lawyers, in Atlanta and across the nation, use a contingency fee, which means that they only get paid if you receive compensation For the accident. It’s often the best way to obtain legal help because you’re not committing hundreds of dollars to a retainer or a deposit, knowing that you’ll continue to incur legal fees. Instead, you get the help you need, and in the end, the car accident attorney receives payment through a small portion of your compensation.

You can discuss legal options and fees with the Weinstein Firm during a consultation. Our team of attorneys aim to help victims regardless of whether they have insurance coverage or not. When you’re the one who was not at fault and who sustained a substantial injury, then you’re the one who needs the most help in resolving this issue.

Latest Posts

Negotiating with Insurance Adjusters After a Crash
Understanding Liability in Uber Accidents: Who’s Responsible?
What Happens to Your Body in a Truck Crash
Factors That Influence the Value of an Auto Accident Claim in Kennesaw, Georgia
Get the compensation
you deserve $$$

Local Auto Accidents

  • Atlanta
  • Conyers
  • Decatur
  • Kennesaw
  • Lawrenceville
  • Morrow
  • Watkinsville

2 killed in Rockdale County multi-vehicle crash, sheriff’s office says  Atlanta News First [...]

Multiple crew members injured in crash on Georgia set of Eddie Murphy movie  FOX 5 Atlanta [...]

Best Divorce Lawyers Atlanta, GA Of 2024 – Forbes Advisor  Forbes [...]

Chase leads to serious crash that left 3 injured in southwest Atlanta  Atlanta News First [...]

Atlanta traffic: Crash on I-75 south in Forest Park near airport  11Alive.com WXIA [...]

Deadly Miller Rd/Covington Hwy crash: DeKalb Police  11Alive.com WXIA [...]

1 dead in overnight Decatur car crash, police say  Atlanta News First [...]

Man shot in the chest in Decatur CVS parking lot  FOX 5 Atlanta [...]

16-year-old student dies in crash, marking Lakeside High's fifth traffic fatality this school year  Decaturish.com [...]

3 Dead In Fiery South Fulton Crash Involving Slingshot: Reports  Patch [...]

Construction accident claims life of Watkinsville company employee  Online Athens [...]

Watkinsville, GA - Fatal Pickup Collision on GA HWY 53 & Snows Mill Rd  Local Accident Reports [...]

Two pickups crash killing woman and injuring four other people  Online Athens [...]

Athens man killed in vehicle vs pedestrian accident on Commerce Road  WGAU [...]

Watkinsville man killed following truck crash on Commerce Road  Online Athens [...]

John Thauvette seriously injured in Troy Township 3-vehicle accident  The Legal Advocate [...]

Miracle Trudestiny Morrow killed in Birmingham crash  The Legal Advocate [...]

Clayton County: Stolen ambulance chase leads to crash near Tara Boulevard, Dixon Road  FOX 5 Atlanta [...]

Cristal Galloso Olvera, Ivonne Olvera die in Morrow County car crash  The Legal Advocate [...]

Four killed after wrong-way driver crashes into car on Morrow County highway  Yahoo! Voices [...]

Cobb County news car crashes into family home Kennesaw/Acworth | 11alive.com  11Alive.com WXIA [...]

“Thank God we’re still alive”: Suspected drunk driver crashes into 2 homes  WSB Atlanta [...]

Car takes off from traffic stop, crashes into 2 houses in Cobb County  Atlanta News First [...]

Motorcyclist seriously injured in crash on Macland Road in Cobb County  Cobb County Courier [...]

5 injured, including 10-year-old, in Cobb County crash, police say  WSB Atlanta [...]

Woman killed in Henry wreck that shut down I-75 South for hours   The Atlanta Journal Constitution [...]

Driver in deadly Peachtree Corners high-speed crash charged with murder  FOX 5 Atlanta [...]

Breaking: Gwinnett PD seeks witnesses in 2 crashes resulting in 4 fatalities, including 2 children  Monroe Local News [...]

4 Dead, At Least 3 Injured In 2 Gwinnett Co. Crashes  Patch [...]

Car Crash In Peachtree Corners Leaves 3 Dead, 3 Injured  Gwinnettdailypost.com [...]

Who Has the Cheapest Car Insurance Quotes in Georgia in 2024?  ValuePenguin [...]

2 killed in motorcycle crash on I-20 in Rockdale County  WSB Atlanta [...]

2 killed in Rockdale County multi-vehicle crash, sheriff’s office says  Atlanta News First [...]

Death due to car accident  Newspapers.com [...]

I285 DeKalb Co, crash; all lanes closed: GDOT  11Alive.com WXIA [...]

Free Case Review
Weinstein law firm logo
Let's get started with your FREE consultation